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three sixty
commercial projects

finance for
interiors

Make your investments work.

Increasingly, when it comes to financing interior projects, organisations are opting for asset finance instead of utilising capital. This approach not only enables the spreading of costs over a period of time but also offers the potential for unlocking significant tax advantages.

It’s often overlooked how extensive asset financing can be. The scope includes IT and software, furniture and fit-out, plant and machinery, security systems, office equipment, vehicles, and even green energy solutions. Recognising that most equipment depreciates from the very beginning and only increases in value over time is crucial for some organisations, while others prioritise retaining capital for other investments.

Strategically adopting asset finance can revolutionise the way procurement is approached in general. There’s no longer a need to prolong the lifespan of assets or worry about sudden cash flow demands when it’s time for renewal. By paying a fixed monthly amount, businesses can have complete control over the work specifications they desire now and in the future, making it a sensible choice.

One of the major advantages of asset financing is the assurance it provides regarding the lifecycle and redundancy of assets. You can rest assured knowing that these factors will no longer pose issues for your organisation.

We are Bluestone, an award-winning team of service focused finance professionals dedicated to helping UK organisations grow stronger, overcome challenges, and realise ambitions.

We make things simple, move quickly, offer exceptional value and make funding happen where others can’t.

Tax Efficient

For private sector organisations, leasing provides a highly attractive, fully 100% tax deductible solution. Those that are subject to higher tax rates have even more to save.

Retain Capital

Locking capital away in depreciating assets is no longer necessary.  Free up the cash to be deployed elsewhere, working harder for your organisation and delivering true returns.

Costs Match Return

Leasing allows you to match your costs in line with the return on your investment, unlike capital where all costs are paid upfront and in full.

Make Budgets Work

Make investment decisions based on your needs and not limited by constrained budgets which might otherwise restrict what you can achieve.

Reduce Risk

Become less reliant on your primary funder(s) and spread your risk. Your existing credit lines remain unaffected and you unlock access to 50+ specialist asset funders.

Fixed Costs

Your payments are manageable, low and fixed for the duration of the agreement so no hidden surprises or exposure should interest rates rise in the future.

Strategic Solution

Strategically, leasing provides you with a mechanism to manage the lifecycle of your furniture and fit out assets, across your whole estate, avoiding large capital investments.

Spread VAT

Rather than pay the VAT in full upfront as you would with traditional capital expenditure, the VAT is paid on each repayment (excluding Hire/Lease Purchase agreements.)

Total Project Funding

Expertise to make sure that all your costs, including fees, labour and delivery charges can be included in your facility.

We have partnered with Bluestone to help you benefit from greater financial flexibility.

· Retain capital in your business

· Accelerate your growth plans

· Spread cost & risk

· Combine all your project costs

· 100% tax savings available

· Fixed costs to help you budget

Their dedicated account managers are experts in the industry and provide a consultative approach, finding the right solution for your needs.

Book a meeting with your account manager.

Access the Bluestone online finance portal which enables a simple, efficient route to finance – get a quick quote or apply for finance today.

A Guide to the Bluestone Portal.

 

Once you have reached the portal login/registration page, you can sign-up to use the portal and apply for finance. Once signed in / registered, you’ll be able to:

· Get a quick quote before making an application.

· Submit a full application for finance.

· Set your profile preferences.

· Access your dashboard.

· Speak to a dedicated account manager. Helpful guides on using the Bluestone Portal can be found here.

*Bluestone is committed to ensuring that we only arrange finance that is in your organisation’s best interests; we are committed to transparency in the services we provide. With that in mind, before committing to a finance agreement, here are some factors to consider

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